The analogy fails at 'slower and more expensive to pay.'

Counting out 20 or 100 $1 bills from my wallet is indeed slower than handing over a 20 or 100 dollar bill, but there is no expense to do it.

Could you imagine being charged at the counter per dollar bill you handed over. 🤣

Anyway. Carry on. It almost makes sense and was a decent try anyway.

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Are you suggesting that it costs the same to produce a $100 note as it does to produce 5 $20 notes?

I dont produce bills. I spend them. I'm only suggesting that the analogy fails when comparing utxos to the' use of dollars (from a wallet to the clerk).

The cost to carry and spend 5 bills is still greater than the cost to carry 1. It might feel free to you, but that's an opinion. The cost to carry 5 tons of gold bricks is 5x the cost to carry 1 ton of gold bricks.

Slightly modified consideration is that transportation costs don't scale linearly with weight.

Sure it isn't linear, but it isn't equal either. We can all agree that moving physical items requires work. 5lbs of shit requires 5x more work than 1lb. Economies of scale take effect, but there are still costs for that work associated with moving those dollars whether the spender feels or notices the cost or not. This is a significant portion of the problem with fiat currency in general.

I agree with this.

There are tools to reduce the cost of the work, but with some of the tools, things come to light that are previously hidden from our view. That is why bitcoin is honest money and dollars are not.