The more fundamental question is, why are houses and cars so expensive that you can only pay them off with a long-term loan? If the economy was really thriving, would a lot of these loan products be necessary in the first place? Well you know the answer to that, fiat is designed to make you a renter for life not an owner. As long as you're making payments on it, you don't own it. A rule that is anathema in our debt driven world. This is why we #Bitcoin

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