If you’re going to HODL any amount of sats you should get one

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I will eventually buy a coldcard, I think starting from 1M sats, it's interesting to have one.

Cold card is perfect from what I’ve heard, personally waiting for the Q1 to drop

Well let me know if you find an interesting price somewhere

Mostly depends on what you want it to do really 1-3Million sats ought to do the trick