kinda in the same boat as you. one thing i did was enable a bluewallet lightening wallet that routes through my node (instead of bluewallet). on chain, a lot of wallets will let you connect your node as the back end so no one can snoop on utxos you query
Discussion
but do I use the basic wallet that comes by default or should I use another one from the app store to do those things..
fwiw, you may want to check out raspiblitz too. As for wallets on your node, since your node is hosting it, you could use something web-based like LNBits too.
yeah just the normal released app (but the type of wallet you create is different I believe). if you go to the connect wallets section of umbrel there are directions for wallets you can integrate with. so far the directions have worked pretty well for me.