There's quite a few studies on this. From what I saw, it suggests that both learned and long-cultural (genetic factors play a role).
Ref: https://www.sciencedirect.com/science/article/pii/S0167268122002438
Discussion
Yes. People aren't going to want to hear this, but the reason there's so many bitcoin-libertarian-Austrian types talking about how wine people learn about bitcoin, they will awaken to the possibility of self-sufficiency and personal responsibility stems from a selection effect and echo chamber effect.
They will. But not as fast as we might think.