BitTiger@fountain.fm with manual zaps only directly from your lightning wallet for privacy and security concerns. I do not connect nostr to my lightning wallet, because I do not believe in broadcasting to everyone how much is in my private savings account.

For me when it comes to debt I came to this realization after seeing my debt passed around like a cheap whore to new slave owners. If you want my money which was never truly owed in the first place, because I never actually signed anything. Then you do not deserve it until I see you in court and you negotiate.

I have no more credit cards. The ones that tried to drag me in front of a judge I paid pennies on the dollar for to settle. The rest can go fuck themselves.

As far as the student loans go. That is an entirely different matter. Where my own family used it as an excuse to get free money in my name and stuck me with the bill. When I only needed 1/4 of what was currently owed in order to graduate. Plus I never signed any papers either. So until they die naturally and I can take them to court to say prove I ever made a fucking payment in 15 years. It is a cloud over my head pissing on my credit score.