I honestly have no idea why ripple should continue to exist. Why would banks continue to use Ripple when they will soon be legally able to roll their own stablecoins?

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Banks use ripple? That's news to me.

Honestly I have no idea. Read somewhere (Forbes I think) that Santander was using them for something.

I've seen fluff pieces released by some international banks/funds about xrp adoption. I took a closer look at those institutions and discovered they are/were xrp bag holders.

that makes sense