A fair observation.
It’s going to grow organically, personally I think the more on and off ramps exist and the lower the friction the better.
I prefer using keys and secure plugins like Nostore than using username:password for the web.
A single portable account is the future. I shouldn’t need 200 disparate accounts with 200 companies just for doing normal stuff online.
Add Bitcoin+lightning as payment mechanism and you just have more powerful protocols for building properties.
