Current Fold flow:

Auto-convert paycheck (99% sats, 1% fiat)

Spend on credit cards

Convert sats -> fiat every X day of month

Pay credit cards and bills via ACH with that fiat

Less than 100 txs a year to keep track of per tax year

Biggest things Fold is missing for QoL:

-autoconvert sats -> fiat when a bill needs paid

-custom withdrawal amounts

-lightning support

https://fountain.fm/episode/ukv5DVn9yYx8FbaxrBz2

nostr:nevent1qvzqqqpxquqzp39gyylqv9trfgwn6gp88rq85pu2402t8gcrqyqyv2nzk2eammkqunwp72