Yep you for sure nailed some pain points. Still working out some things. Photos management and storage is one of the harder ones for sure.
Nextcloud is the next logical step for anyone missing iCloud. StartOS makes it fairly easy if you follow their guides
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Read my mind. I'm not rushing to self host right away but in am picking solutions that have easy export and/or will easily transition to something like StartOS (eg Joplin notes)
