Thats the way to live. That is what you should do. Whatever works best for you economically. No doubt it is meant to be spent eventually and we are getting to that point for more people everyday. I just hate the people that are trying to convince others that just hording at this point is wrong. It is not. You have a monetary system that needs to go from 0 to infinity unless you have seamless onramps right now it isn't the best move and you shouldn't force fuq it to "make a point" that you are helping the ecosystem or some shit.