"Bitcoin Core, starting with ..., will no longer automatically create a default wallet on startup. So, you will need to manually create one. But if you're running an older version of Bitcoin Core, a new wallet has already been created for you, in which case you can skip ahead to Create an Address."

https://github.com/BlockchainCommons/Learning-Bitcoin-from-the-Command-Line/blob/master/03_3_Setting_Up_Your_Wallet.md

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