When topping up my account, btc is converted to usd. What is the typical spread? Or is there a way I can see the conversion rate?

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That you are using?

Ps - when trying to top it up with Alby, I am not able to enter a value in the field.

which field? do you have a screenshot?

On desktop, I click on "open wallet" under the QR code, and it takes me to the approve payment, and I can't change the amount.

Also, if I put in a budget for "one-click" payments in settings, I get a "bad arguments, error 404" message.

No spread.

But I can’t see the conversion rate? Is that something that you think will change when out of beta?