Good overview about the topic!
One question/correction: As far as I understand it, it's currently entirely possible to do fractional reserve banking as a mint. Proof of liabilities may change that in the future.
Ok, by request from some of my "padawans" I wrote a new guide about using #Cashu #ecash, explaining with use case scenario, of a small merchant (as uncle Jim) that want his customers to use #Bitcoin and #Lightning.
The scenario is based on #LNbits #Minibits
nostr:npub1dx5q2el8nd4eh3eg9t2e25fd7zuqg7zxz6ldkc3uzgh66ss2yc6st288sj with steps to do by each part of the scenario.
Thanks to nostr:npub1c878wu04lfqcl5avfy3p5x83ndpvedaxv0dg7pxthakq3jqdyzcs2n8avm (LNbits) and nostr:npub12rv5lskctqxxs2c8rf2zlzc7xx3qpvzs3w4etgemauy9thegr43sf485vg for making this happen and all other contributors to ecash Cashu code.
I know we are early with this new thing, but is good to start testing and improving the apps and code. We must go forward using Bitcoin and LN and this could be a simple way to onboard more people, with simple and private solutions.
https://darthcoin.substack.com/p/bitcoin-adoption-using-ecash
Discussion
Please test it yourself and try to do that fractional reserve.
Let us know how is going.