I thought you just post $prism or something and some not pops up and sets that up for you

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You can just do it natively on Amethyst.

And "natively" means... Switch your lnurl for Amethysts for that note, amethyst puts $prism in the note on your behalf...like what does "natively" actually mean?

You can create any post with a tag telling receivers to zap your list of people, each person with a percentage. Then, the viewer just hits the zap button and the app calculates each amount, creates all invoices and pays them in sequence. There is no $prism on this.