Curious what are you referring to that is frustrating? I've been interacting with it the same way for a long time now and haven't noticed changes in how it works. Now, if you are talking about the spins and percent back changes then yeah. The amount base has fallen because VISA upped all fees on certain types of purchases/cards and Fold was apparently caught up in it. They are working on it from what i hear, trying to make a direct relationship like they did to get the Paypal trick back online.

The one thing I don't like is that spins pay less, but you get more of them. That might work out better or the same, but it just feels less important, imo. I'd be happy to get the same number of sats, but get them in like 10% of the number of spins.

But those are the only recent things that I feel it took a knock, otherwise it still pays me lots of sats and I'm gonna "special hate" ever having to go back to a debit card that doesn't 😆

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What I find frustrating is that frequently when I choose to use my Fold’s card over Gemini’s I end up finding some unpleasant surprise in the form of less sats back.