I used to think that until I dug deeper. Not sure where you are located but here in NZ & AUS you can use something called the PIN network to pay bills using BTC. We tried couple weeks ago on a phone bill. Just used the iOS app. Only major thing now for us is mortgage. I think it’s coming sooner than later.
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Granted the phone company didn’t accept BTC, but the PIN network converts your BTC and pays the bill on your behalf. It’s a good step towards direct payment. We can now do all household and life admin bills using PIN except groceries, fuel and mortgage.