The little goblin part of my brain wants to do something minorly malicious to prove my point, but that would be rude on my end.

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That's called a White Hat Wake-up. You can do it tactfully.

Not really. Yes they pay me for security and server hosting but without explicit pentesting permission I could get sued for something like that.

Yes you can. It's called a "real time demo". Make a fake employee to be the target, make fake documents that indicate typical data they would store (customer records, balance sheet, HR records, or whatever would be typical for their dept/industry), then hold a meeting where you demonstrate a compromise.

The resulting information should be 100% financial, showing how much they can lose, and how much they can spend to prevent the loss.