Yep; took the fee to exit my retirement accounts and I only earn in sats. Any necessary fiat spending I do is all off a credit card and I sell when I need to pay it off. My bank account is also on the brink of being force-closed due to not having any money moving in it for the last few months.

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I did this for half my retirement stuff and it has already paid off massively I think

Same here. Maybe a few hundred in fiat still in the bank for emergency purposes but otherwise all btc