Lightning is always going to have a centralizing effect. It doesn't scale to 8 billion. And that's not necessarily going to bring disaster.

I agree that we do need more & better options, of course, and Lightning does not need to be as centralized as it is right now. But it will not be as decentralized as the timechain.

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I don't mind custodial as long as the population is spread around with multiple providers. Too many people using same custodial service is a bad thing. I don't even know what goes on behind the scenes at WoS, they're closed source.

I think I know.

This seems very accurate.