Yeah. You have to have money for maintenance (or go further into debt to cover it).

In a falling market, these costs add to interest/taxes/insurance.

Likely still cheaper than renting, but you gotta come outta pocket and hope to get it back on resale.

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Must consider the labor hours for repair, and that if there is ever need to rely on a tradesman, must be willing and able to find one, shop around, take the time to schedule / coordinate appointments, and stop them from padding the bill - which requires being with them literally al the time they are working, or else just the cost to pay whatever they say they did.