Yeah, she’s a Costco buyer so I have been pointing out the sales when they pop, and TBF I really think she talks silver as it is a ‘safer’ work conversation than gold. At least I really hope so

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She buys silver at Costco?

Yep - if you use their credit card you get a percentage back at the end of the year & you get more for being an executive member. With the perks it can fall below spot.

& you can't buy gold?

No, they sell gold as well

Diverting her savings to gold will help her, but educating her on why that is the case will save her 💗