So, there's a place offering Bitcoin-denominated life insurance. Here's the problem though: they invest the funds to make return in *Bitcoin*.
But there are few if any Bitcoin-native opportunities. We also know that Bitcoin's gains are in a handful of market days per year.
IOW I cannot see a way of making "conservative" investments and outperforming Bitcoin, since such investments will be dollars.
If it seems too good to be true ...
That was my thought exactly when I heard the interview from nostr:npub1ahxjq4v0zlvexf7cg8j9stumqp3nrtzqzzqxa7szpmcdgqrcumdq0h5ech . A better product IMO would be whole life insurance where you , the insurance co, and a third key custodian hold what ever btc you put in. At the end your heirs get that btc back. The only reason to do it is the tax savings. Insurer makes money on flat custody fees and from loans they make to you against your btc held.
I add to this category all the "borrow bitcoin, not sell"; doing that seems to me an high-risk trading move instead of "the best way to pay with your bitcoin" some promos are selling.
