Why does the 10% early IRA withdrawal fee feel like a cartel lock-in scheme designed to prolong the fiat scam?
Discussion
That's the only logical conclusion. Otherwise, they'd only charge you the tax you deferred. The penalty is just that. It's a punishment for pulling out of their scheme.
lol. Yes.
Scam. Bitcoin is the best retirement savings.

Exactly why I stopped contributing to my retirement accounts. The fiat scam will probably have been unraveled by the time I’m “allowed” to take out my money.