well, setting up the alby cost tme 21k sats, more or less, so it's not that expensive
not trying to shill for them here but they have been really solid through the time i've been on nostr, so they have earned my respect
i still have a WoS account on my phone that i use to bounce sats around to my channels - alby hub is kinda dumbed down but i'm finding it pretty reliable for the most part and it's nice now that xapo enabled inbound LN i can just keep my spendings in alby hub and only zap them out literally just before i go to the shop to spend the sats on the card, and use it directly via the extension to pay my bitrefill to do amazon and other things
You're right. Alone it's not expensive, but that doesn't change my budget.
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