Get off the credit standard
Start the bitcoin standard
Credit = not your keys not your coins
Get off the credit standard
Start the bitcoin standard
Credit = not your keys not your coins
Same with bitcoin if you use something like coinbase
Self custody is so easy I don't understand how they say its hard..
If you can borrow fiat at 0%, you can do it and use on your everyday spending. And use available cash to stack more BTC. Just make sure you have fiat reserves on hand to cover few months of spending to prevent the necessity of selling BTC