In the world that is to come (in the near future), there will be #CBDCs, stablecoins, and #Bitcoin .
Each will be used for different purposes.
People will be keenly aware that there is control money and liberty money--& which is which. They will store their wealth accordingly.
(People will likely only hold and transact as much CBDC ("captive money") as is legally mandated. The threshold is super low anyway (max ~$2,500) to avoid cannibalizing bank deposits. For stablecoins and digital fiat, the on and off-ramps to BTC will likely be a continuous battle.)
(In addition to base-chain privacy improvements, BTC will mostly be used as part of a larger protocol stack (i.e. BTC/LN, BTC/ARK, etc.), much like TCP/IP is today. Final settlement to the base chain will only be one part of a layered transaction ecosystem.)