Does monero have a capped supply?

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No. It has a tail emission of 432 xmr per year, if I remember correctly, which it has started last year.

Well that’s all the arguments I need.

Xrm is a shitcoin. Bitcoin is the only real hard money

Fair. No different then when the monero guys say they won't touch btc because it's non-fungible.

You talk of hard money and shitcoins while XMR is currently scarcer in supply than Bitcoin, and offers utility that Bitcoin cannot if it remains a transparent ledger (Yes, even with L2 mediocre privacy you lose custody, final settlement, or decentralization as a trade-off: Liquid, Fedimints, Lightning, and Sidechains).

If you look at XMR as the digital analog of cash, and not a rival to Bitcoin (Look at Bitcoin as gold if you wish), then you would see it as a useful tool for private txs.

If you are shaking in your boots from the microscopic tail emission that asymptotically approaches 0% - Save in Bitcoin, spend in Monero, and that is essentially a moot point. No excuse.