At first it is very basic. We talk about saving, delayed gratification, using it for experiences vs stuff. We talk about my wife and I exchange our time for money and then we can use that money to do the things we enjoy. Putting time into yourself, teaching yourself, gaining skills, so that you can charge more for your time, and then use that to pay for the things you enjoy. It kind of just fits in with the rest of our conversations about what we prioritize for ourselves and our family.