And for those who perpetually live in debt that would not otherwise be possible to create. People owning lots of real material wealth for no money down is greed too.
Money is the most important tool for facilitating peace & production among all people.
The first people willing to forgo consumption in order to pour the results of their value creation into something new & uncertain, in order to bootstrap a more fair money into existence, deserve to be rewarded for risking what they have to wipe out fiat slavery.
There has never been a more merit based system. Knowledge & vision are rewarded.