With the onchain limitation of transactional throughput, it would take almost 100 years for everyone to onboard to lightning and open 1 channel. lightning also has incentives that trend towards centralization. I am literally in the 1% of bitcoiners who runs their own node and uses lightning in a self sovereign way. People just use a differnt coin rather than using lightning because the tech learning curve and because managing channels and liquidity is a massive pain in the ass. no normie will ever do it. Add this to the fact that lightning right now is being handicapped by high onchain fees and we have a solution that was sold as a miracle and performs as a turd