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the payments are going over the bitcoin network. That is enormous news. Don't let the "dollars" on either end discourage you.

Bitcoin's success has to come from both ends and meet in the middle:

[best money for individuals to stack and hold] | [best money for settlement and transfer].

In truth, it's one coherent thing that will ultimately be unified, but chronologically the incremental adoption chunks it up into different value propositions like that.

It won’t succeed

what won't, in what way?

If you mean "people just won't use it", I agree that is a definite possibility. If you mean "bitcoin as payment rails won't succeed" then we're pretty far apart and I'd like to hear your reasoning.

The vast majority of people won’t use it. It will return to background where it was when it’s perceived value is small.

well, i've timestamped your prediction and set a calendar event to come back to it in 6 months and a year. ttyl!