"Living on a Bitcoin standard" means earning and spending the coin. Anything else is shitcoinery.
Using your bitcoins to borrow some fiat so that, on paper, you never actually spend your bitcoins is not "Living in a Bitcoin standard". It's shitcoinery.
I agree, i still need fiat sometimes, i prefer to sell sats on no-KYC p2p platforms when i need to and replace, stacking more later.
Keep the p2p market alive, that's how plebs can easily stack sats, it's an healthy, organic form of trading assets, aligned with bitcoin values.
I consider buying fiat to bring spending. It's totally ok.
