Yes. I'm not going to spend days and days trying to find the exact amount of Bitcoin I want to buy for the exact payment method. It's a nightmare.

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Yes maybe in some rare case it's to complicated.

But for example on Robosats anyone willing to pay a 3/4% premium can easily buy 1500 USD in just a couple of minute using only Strike as a fiat mean of payment in the US.

And many other options are available

Unless you buy more than 1000 USD a day of Bitcoin which is extremely rare, it's really feasible IMO, and really worth it.