Yes maybe in some rare case it's to complicated.

But for example on Robosats anyone willing to pay a 3/4% premium can easily buy 1500 USD in just a couple of minute using only Strike as a fiat mean of payment in the US.

And many other options are available

Unless you buy more than 1000 USD a day of Bitcoin which is extremely rare, it's really feasible IMO, and really worth it.