Depending on which industry for $, but Italy and and Spain are warm and have democratic governments.
Discussion
Yeah those were the exact two I had in mind as semi-qualified!
Australia’s housing problems feel so across the board ridiculous at the moment, Italy and Spain might be better options!
Oh, on housing IMF has Spain with a worse income to house ratio and Italy as better, almost equal to Singapore (which is warm and has jobs but not exactly a democracy). Guess we’re learning Italian then!