same for all of the above yes. what's your solution?
Discussion
Idk about npub1ah3 but I just try not to promote the use of third party custody
Ecash should be used by pros only who already mastered self-custody.
L1 is still the best to learn all the necessary responsibilities, with layer come abstractions that make it easier for normies to get started (adoption), but they will not have a clue how all this works which is bad for long term health of any system.
This is like solving the Byzantines Generals problem but harder, ser!
You are up against human nature. The best thing probably is to agree on yearly community rugs, so everybody can have a bad experience but with a whitehacker mint collective that return the proceeds afterwards.
The problem is lack of pattern recognition and training like with fishing mails. Companies set up their real-life trainings for a reason.
Yearly thing is a good idea. Could also just be random fund freezes with a "this wouldn't happen if you self custodied" message
onchain Bitcoin?