Sounds fun to me!

Part 1- the problem

Problem: goods and services are getting more expensive, even though humans become more productive and more efficient over time, as technology and knowledge improve - why? Why isn’t everything becoming forever less expensive like TVs? Why is a house less expensive when it is first built, than 20 years later?

Saving - to earn money, I risked my health, safety and time by providing value for someone else, instead of spending that time providing value for myself (hunting my own food, building my own house).

Once I have the money (which I have already taken risk in order to earn), I must then put it at risk again by investing it, or it will become less valuable over time. The risk I took originally will have been for nothing if I try to save the money over time. Instead of my risk being rewarded with future optionality and security (savings), I must gamble in the stock market or real estate - more risk and uncertainty. Why?