I used to think something like unexpected expenses might come up where the newly earned money might need to be directed to my future kids.

I'm pretty sure our van is that kid 🙄 we have a goal and we work hard (by "we" I mean my husband works while I tag along and write on Nostr 😇) and then we make a chunk, and then the van wants something.

The latest being how we were not expecting the insurance to go UP by like $400 when transferring OUT of California. Registration was so easy and cheap, that the insurance prices left us dumbfounded!