And the absence of any crypto tokens is additional points in their favor

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100%! i detest venmo and their abundance of crypto tokens. it degrades bitcoin, and is in bad taste.

I unfortunately have Venmo because my boss uses it (she likes to send pizza money when we're working on long distance projects) It's awful to use and worse it's owned by paypal. They are already constantly trying to push a credit card on me and I'm sure it won't be long before they are pushing the new paypal token even harder.