Simply because it is not possible right now, we do not know the way.

Bitcoin is not scalable and for it to be scalable it would have to lose its decentralized essence, hence the layer 2 solutions that lose Bitcoin properties in favor of being more scalable and private.

You simply have to understand the layered protocol and operate as such, your savings in Bitcoin, your daily balance in LN, Liquid would be an intermediate layer between Bitcoin and LN that you can use in situations like the current one or to lose track of your btc.