My bitoins are secure.

Locked with scripts that only my private keys can satisfy.

Stored on shared ledger with redundant copies geographically distributed.

The monetary policy is secure.

The risk has always been about f-n up your private keys: yourself or your custodian.

The skill set and knowledge required to secure your own private keys is currently still not trivial; but is far easier than in the first decade. Those (keys/humans) that survived the first decade were rewarded handsomely.

Clear trend has been for better and better tools. Outlook is bright.

Eventually the tools to secure your private keys will be so good that the *risk-gap* closes. Then price appreciation rate will fall significantly.

Those who took - and continue to take- personal responsibility will be rewarded. As it should be.

Those that say “….you were lucky” can GF themselves.