How about this:

1) let owner suggest fee rate

2) let all users tag sections

3) decide if you want to 'auto skip' or 'play full'

If 'auto skip':

3.1) chose users you want to trust (or blacklist users you don't)

3.2) decide of you want to use suggested fee rate or other custom rate

3.3) pay owner

4) credit helpful users in web of trust