"Matrix" doesn't really apply. A better word is Cathedral, as in the concept of a Cathedral by Mencious Molbug. The Matrix doesn't need to print money or issue debt.

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Yes, but Cathedral sort of steals the word from christians. Whatever christianity as a whole represents, I just do not want to offend the few genuinely well wishing and naive christians that there do exist.

And I assume more people in the world know what is the Matrix than what is a cathedral :)