I don't know about you, but every wallet I've ever had, I've verified it by sending and receiving a small amount. That's the best way to verify.

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I’m talking about after that initial send. I don’t want to have to actually send a transaction multiple times a year just to verify. I will if I have to but I was wondering if there was a way for me to check without sending an onchain transaction.

Is there a risk if I just build the transaction but don’t broadcast after the initial test transaction you’re talking about?

Unchained Capital has a signer verification periodically but they don’t make a transaction.