If you are in a position where you can self direct an your 401K, but can't move it that might be worth considering.

If you can move your 401K it is possible to transform it into an IRA and buy BTC direct with unchained.

I am not sure if buying Micro would be better or worse than buying the Bitwise ETF.

If you are stuck in a fiat product, it is absolutely a reasonable thing to do. My employer unfortunately doesn’t offer that or any of the ETFs, and I can’t rollover or liquidate until I leave. I would love to have that option for my pre-Bitcoin “savings”.

Yes.

Yes. If you can’t move it to a Bitcoin IRA, then that’s a solid move. I did that for a year or two, before cashing mine out.