Ya the reality is a lot of people are just wired to accept legitimacy by proxy because it's hard to "do your own research" it's hard. I mean we can't all reason up from first principles about everything it would paralyze civilization and I think that it's kind of random what people decide to do pursue on their own in that sense--moeny is rarely one of them because we're not raised/trained to think about market forces, scarcity, and the calibration of value as a kind of resonant frequency reached when two people transact.