It's encouraging to see pieces like this hitting the front page of Hacker News.

"Your credit score is social credit. Your LinkedIn endorsements are social credit. Your Uber passenger rating, Instagram engagement metrics, Amazon reviews, and Airbnb host status are all social credit systems that track you, score you, and reward you based on your behavior."

https://www.thenexus.media/your-phone-already-has-social-credit-we-just-lie-about-it/

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Something to think about, but validity/credibility goes poof with statements like this: "The only difference between your phone and China's social credit system is that China tells you what they're doing." Poof goes the validity or credibility of the article.