I agree with that one. But it won’t stop them from running into debt. And it doesn’t change other issues. For example, blue laws. I think that your “no loans/borrowing” might be a good idea, but I think that is one of many other fixes required.
Discussion
No doubt, the leviathan needs to be bound and gagged with “lawfare”
That’s why I wrote this one bud.
https://primal.net/e/nevent1qqsfelm0nzmnmwru2sqrl9q9q7pj40w97zn2d4tzs9quawxtgh923kclnhvfy