If you want collab custody the basic Nunchuk plan is comparable to the $250 Unchained plan and is only $120 per year. Nunchuk also has a free version if you’re confident in holding all your own keys.

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Thank you !

Blonde question- if I already have signing devices for other accounts/wallets- can I also use them for the kids wallets or do I need a whole new set of signing devices es for every configuration?

You can reuse but there can be tradeoffs - depends on the signer and wallet.

Ok thx 🙏

Yeah could be good to read up on BIP85 as a potential option and help judge 1 signer or multiple against your desired functionality and budget.

BIP85 Can generate lots of child seeds from one parent seed, so you ultimately only need 1 backup. Coldcard created but it’s widely supported.